I need money and I need it bad. I can’t live off what my parents give me each month. I thought about finding a part-time job but I really don’t have time for one. Between my classes, working out, studying, and spending time with my girlfriend I barely have time to sleep at night. I’ve seen a few offers for student credit cards and I think I’m going to start looking for the best one. I’ll have to talk to my parents about it but I don’t think they will mind. If they do I can probably afford the minimal payments on it at least each month. Maybe my girlfriend could help me out with the payments too if needed. I know I’ll be spending money on her with it anyway so it’s the least she could do. I know it will help build my credit up too so I do have that in my back pocket to use when I talk to my parents. They can’t expect me to graduate and not have any kind of credit built up.